Filing a Car Accident Injury Claim

Auto accidents aren’t just frightening and painful—they can also be expensive. If you were hurt in a car crash, you may be facing medical bills you can’t afford—especially if the accident left you unable to work. We can arrange medical care for you, including surgery, orthopedic doctors, MRIs, and physical therapy, without you paying until we have successfully finished your case.

The legal system gives you the opportunity to file a claim for compensation for your accident-related expenses. That means you can seek money for your current and future medical bills, current and future lost wages, and even the pain and suffering caused by your accident. However, insurance companies are often reluctant to give victims the money they need, and it’s in their financial best interest to reduce or deny claims.

At Owens & Mulherin Injury Lawyers, our Savannah car accident attorneys have helped people like you maximize their chances of getting compensation for their injuries for more than 20 years. In fact, our attorneys used to work for insurance companies and corporations, so we know how to stay one step ahead of the tactics they use. Get our experience on your side today. Call (912) 212-2100 or fill out our online contact form to speak with our 24/7 team.

What Steps Are Involved in Filing an Injury Claim?

While it’s possible to file a claim for compensation without a lawyer, it can be difficult to get a fair settlement—especially if you’re inexperienced in negotiating with the insurance company.

When we take on your injury claim, we’ll complete these steps on your behalf while keeping you up to date on our progress:

Gathering and analyzing evidence

The insurance company and its team of adjusters will be hesitant to give you compensation if the cause of the accident is in dispute. By gathering and analyzing evidence, including medical records, crash debris, photographs, and witness statements, we can work to show that the accident that injured you was caused by someone else’s negligence.

Calculating accident-related expenses

To help determine a fair settlement amount, our team will need to show how the accident affected you financially and emotionally. Our legal team will calculate your or your loved one’s current and future medical bills and lost wages. We believe that it’s not enough for our clients to get the money they need now—we work hard to help them get the money they’ll need for as long as their injuries affect them.

Submitting a demand letter to the insurance company

A demand letter is a summation of all the ways the accident affected your life, including the severity of injuries, the other driver’s negligence, the costs of your medical treatments and lost income, and how much money you deserve. The demand letter is one of the most important parts of the claim process, and an experienced auto accident attorney can ensure yours includes the information necessary to help you get maximum compensation.

Negotiating with the insurance company

Insurance companies frequently offer lowball settlements to auto accident victims—even if they receive comprehensive demand letters and evidence. Our attorneys know that insurance companies are in business to make big profits rather than pay out settlements. We’re not afraid to play hardball. We’ll continue to negotiate on your behalf to make sure you get a fair settlement for all the ways the accident affected your life.

Although many claims settle during the negotiation process, insurance companies often refuse to pay fair settlements, even when they are presented with overwhelming evidence. If that happens, we won’t hesitate to take your claim to court.

Savannah Injury Lawyers on Your Side

After an accident, the prospect of filing a claim can be daunting. At Owens & Mulherin, our Savannah car accident attorneys know that you may be hesitant to hire a lawyer to fight on your behalf.

It’s important to remember that insurance companies rarely offer injured victims the amount they deserve for their accident-related expenses. With an attorney, studies show that accident victims typically receive three times the amount of money they would have received if they handled their own cases.

When you get our legal team on your side, we’ll work hard to make sure the insurance company doesn’t ignore the value of your case. Get in touch with us today, and let us begin building your claim.

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(912) 212-2100

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