Generated by All in One SEO Pro v4.9.6.1, this is an llms.txt file, used by LLMs to index the site. # Owens & Mulherin Your Local Advantage ## Sitemaps - [XML Sitemap](https://www.owensmulherin.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Can You Bring an Emotional Distress Claim Related to COVID-19?](https://www.owensmulherin.com/blog/emotional-distress-claim-related-to-covid-19/) - The novel coronavirus that causes COVID-19 is not only potentially deadly, but can be transmitted by individuals who are not showing any symptoms, so people might fear that they’ve contracted the illness even if they feel fine. While the virus has existed in the United States for months, obtaining a test is still difficult in - [What Types of Personal Injury Claims Might Result from COVID-19 Exposure?](https://www.owensmulherin.com/blog/what-types-of-personal-injury-claims-might-result-from-covid-19-exposure/) - COVID-19 exposure has led to a litany of serious health issues and tens of thousands of deaths. Though everyone’s health is top priority, afflicted individuals and family members of those who have been lost might wonder what type of claims can be brought in relation to coronavirus infections. Though each case is unique and it - [What Insurance Should You Buy?](https://www.owensmulherin.com/blog/what-insurance-should-you-buy/) - At Owens & Mulherin, we have noticed that insurance adjusters fail to explain to their clients, i.e., you, what insurance they should buy. We often hear our clients, as well as the at fault drivers, state that they have bought “full coverage.” Note that this is a meaningless term. Automobile insurance is like ordering off - [Underinsured Motorist Coverage](https://www.owensmulherin.com/blog/underinsured-motorist-coverage/) - At Owens & Mulherin, in motor vehicle collision cases, we provide written notice to the Defendant’s (other driver’s) automobile insurance carrier and to our client’s automobile insurance carrier. Our clients often question why we provided written notice to their insurance carrier. Their concern is that their insurance rates will go up if they use their - [Due to COVID-19, Some Police Departments Not Responding to Minor Auto Accident Calls](https://www.owensmulherin.com/blog/due-to-covid-19-some-police-departments-not-responding-to-minor-auto-accident-calls/) - Police officers and other first responders face increased risks due to the COVID-19 pandemic that has changed nearly every facet of our lives. As stay at home orders in many states and cities require non-essential businesses to shut down or cut back on hours in operation, measures are also being taken to protect law enforcement - [What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?](https://www.owensmulherin.com/blog/what-are-the-risks-if-auto-insurance-is-suspended-or-canceled-during-the-covid-19-pandemic/) - Severe restrictions on travel, health fears and closed workplaces have sharply curtailed automobile traffic during the COVID-19 pandemic. Accidents have dropped so much that many auto insurance companies are providing refunds to policyholders. People who are stuck at home and facing financial distress might be tempted to cancel or suspend their coverage. However, if an - [Drop in Car Crashes, Spike in Bicycle Accidents Linked to Coronavirus](https://www.owensmulherin.com/blog/drop-in-car-crashes-spike-in-bicycle-accidents-linked-to-coronavirus/) - Once Americans came to understand how deadly the coronavirus can be and how easily it is passed from person to person, transportation habits changed. Not only did people drastically curtail business and personal travel, but many stopped going to their workplaces. That has led to a reduction in car accidents at the same time that - [How Might COVID-19 Change the Way Personal Injury Cases Are Litigated?](https://www.owensmulherin.com/blog/how-might-covid-19-change-the-way-personal-injury-cases-are-litigated/) - Like most other activities where in-person interaction is required, personal injury lawsuits have been disrupted by the COVID-19 pandemic. This can put serious stress on parties who are looking to achieve a legal resolution to disputes stemming from auto accidents, falls and other times types of harmful incidents allegedly caused by a defendant’s negligence. Whether ## Pages - [Home](https://www.owensmulherin.com/) - Your Local Advantage. Savannah Injury Law Firm — We'll help you every step of the way. As a plaintiff law firm, we only represent injured victims. - [Cases We Handle](https://www.owensmulherin.com/cases-we-handle/) - CASES WE HANDLE We represent drivers, passengers, pedestrians, and others injured in car crashes throughout coastal Georgia. When needed, we consult experts in accident reconstruction, interview witnesses, and pore over your medical records to build a compelling case for full compensation. Let us take the stress of being involved in an automobile accident off your - [Blog](https://www.owensmulherin.com/blog/) - BLOG - [Your Attorneys](https://www.owensmulherin.com/about-us/attorneys/) - Personal injury attorneys Savannah, GA: Wilbur D. Owens and Joseph A. Mulherin. Representing injured clients across Georgia. Your Local Advantage. - [Disclaimer](https://www.owensmulherin.com/disclaimer/) - DISCLAIMER THIS IS AN ADVERTISEMENT Owens & Mulherin Injury Lawyers is responsible for the content of this website, with our principal office located at 800 Commercial Court, Savannah, Georgia 31406. While the majority of cases in our practice are handled by the lawyers at Owens & Mulherin, some cases may be referred out when warranted - [Ambulance Chasing](https://www.owensmulherin.com/ambulance-chasing/) - Ambulance Chasing is Illegal If you have been directly contacted by a law firm, or someone who promises to get you an attorney for your personal injury claim, without having first asked them for their advice as to what attorney you should hire, that solicitation is ambulance chasing and is illegal in Georgia. The first time - [Contact Us](https://www.owensmulherin.com/contact-us/) - Contact Us There are three easy ways to get in touch with our firm, 24 hours a day, 7 days a week. Call us 24/7 at . Fill out our online contact form below. Start a chat using a link on any page of our site. Savannah Office800 Commercial CourtSavannah, Georgia 31406 Phone: Fax: (912) - [Our Process](https://www.owensmulherin.com/about-us/our-process/) - OUR PROCESS YOUR LOCAL ADVANTAGE At Owens & Mulherin, you will speak to our attorneys at the time of your initial phone call, as opposed to paralegals or case managers. Many firms have case managers answer their phones and emails. Case managers often have little to no legal training but are administrative personnel. We will - [Privacy Policy](https://www.owensmulherin.com/privacy-policy/) - Privacy Policy Owens & Mulherin respects your privacy on the Internet. As part of our company operations, we gather certain types of information about our contacts, and we would like to explain the types of information we assemble, what we do with it and how to correct or change your information. What Information is Collected? - [Terms & Conditions](https://www.owensmulherin.com/terms/) - Terms and Conditions The following Terms and Conditions apply to the use of this website as well as all transactions conducted through the site. Copyright All content appearing on this website is the property of Owens & Mulherin. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents - [About Us](https://www.owensmulherin.com/about-us/) - ABOUT US We Are Here to Help. At Owens & Mulherin Injury Lawyers, we put people first. We began our careers working for insurance companies and corporations. Because of that experience, we know they treat injury victims’ claims like numbers on a balance sheet, and we don’t think that’s right. That’s why we started our ## Attorneys - [Joseph A Mulherin, III](https://www.owensmulherin.com/about-us/attorneys/joseph-a-mulherin-iii/) - With over 30 years of experience, Mr. Mulherin represents individuals in personal injury cases. His primary practice areas are automobile accidents, semi-truck collisions, medical malpractice claims, and workplace injuries. - [Wilbur D. Owens, III](https://www.owensmulherin.com/about-us/attorneys/wilbur-d-owens-iii/) - Mr. Owens has over 30 years of experience and devotes his practice exclusively to representing plaintiffs in personal injury and wrongful death claims. His primary focus is car accidents, tractor-trailer accidents, dog bites, slip and falls, medical malpractice, injuries from dangerous products, and on the job injuries. ## Practice Areas - [Slip & Fall Accidents](https://www.owensmulherin.com/cases-we-handle/personal-injury/slip-fall-accidents/) - If you are injured on someone else's property, you may have a lawsuit claim for premises liability. Hire an experienced slip and fall attorney in Savannah today. - [Truck Accidents](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/truck-accidents/) - Semi-trucks and other commercial vehicles can cause catastrophic injuries in accidents. Get representation you can trust with our Savannah truck accident attorneys. - [Car Accidents](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/car-accidents/) - We represent drivers, passengers, pedestrians and others injured in car crashes throughout Coastal Georgia. We consult experts in accident reconstruction, interview witnesses and pore over your medical records to build a compelling case for full compensation. - [Pedestrian Accidents](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/pedestrian-accidents/) - Savannah pedestrian accident attorneys fighting for the rights of the injured. Ownens & Mulherin — lawyer for injured pedestrians and walkers in Savannah, Georgia. - [Bicycle Accidents](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/bicycle-accidents/) - Our Savannah bicycle accident lawyers fight for injured cyclists. Bike accident victims often face expensive medical bills and long recovery times. Call today. - [Uninsured & Underinsured Motorists](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/uninsured-underinsured-motorists/) - Savannah Underinsured & Uninsured Motorist Attorneys Pursuing Recovery When the At-Fault Driver Lacks Sufficient Coverage Georgia law requires drivers to carry minimum levels of liability insurance to guard against the financial risks of an accident. Unfortunately, according to the Insurance Information Institute, Georgia recently ranked 23rd among the states in the percentage of uninsured drivers, - [Proving Fault](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/car-accidents/proving-fault/) - Proving Fault After a Car Accident What You Need to Know About Legal Liability & Victims’ Rights in Georgia Georgia is an-fault- state when it comes to auto accident claims. This means that to recover damages, an accident victim must prove that someone else was at more than 50 percent at fault for the accident - [Medical Malpractice](https://www.owensmulherin.com/cases-we-handle/personal-injury/medical-malpractice/) - We represent injured patients hurt by negligent healthcare professionals, hospitals and nursing homes. - [Wrongful Death](https://www.owensmulherin.com/cases-we-handle/personal-injury/wrongful-death/) - When an accident is fatal, we help grieving families obtain justice through wrongful death actions. - [Nursing Home Abuse](https://www.owensmulherin.com/cases-we-handle/personal-injury/nursing-home-abuse/) - Nursing home abuse Savannah Nursing Home Abuse Lawyers Fight for Injured Seniors Moving a loved one into a nursing home or other care facility is emotionally difficult for any family. You may worry about how they will adjust to their new living situation and how they will transition to a less independent life. However, those - [Defective Products](https://www.owensmulherin.com/cases-we-handle/personal-injury/defective-products/) - Savannah Dangerous Product Attorneys Protect Patients and Consumers Aggressive pursuit of compensation for a variety of dangerous products Whether it’s the appliances in your kitchen, the vehicle you drive or even the medical devices surgeons implant into your body, you count on manufactured products to be safe and free of defects that can harm you - [Head & Brain Injuries](https://www.owensmulherin.com/cases-we-handle/personal-injury/head-brain-injuries/) - Savannah Brain Injury Attorneys Seek Compensation for Catastrophic Harm Determined Advocacy for Victims Lives That Have Been Changed Forever by a Brain or Head Injury When people suffer brain injuries, they often experience changes in their physical coordination, fine motor skills, cognitive abilities, and even their personalities. The brain is the control center for the - [Dog Bites](https://www.owensmulherin.com/cases-we-handle/personal-injury/dog-bites/) - We hold dog owners accountable for dog bites and other unprovoked animal attacks. - [Personal Injury](https://www.owensmulherin.com/cases-we-handle/personal-injury/) - Personal Injury Savannah Personal Injury Attorneys Put People First. EXPERIENCED LAWYERS FIGHTING FOR YOUR RIGHTS Aggressive representation from lawyers who know how the system works. After an injury, your top priority is getting better, so your legal rights can be a secondary consideration. But unless you assert your rights, the insurance company is going to - [Workers' Compensation](https://www.owensmulherin.com/cases-we-handle/on-the-job-injuries/workers-compensation/) - When you suffer a work-related injury or illness, you should receive the workers' compensation benefits you deserve. Our firm helps injured workers overcome denials of claims and settle disability claims fairly. - [On The Job Injuries](https://www.owensmulherin.com/cases-we-handle/on-the-job-injuries/) - On The Job Injuries Workers' Compensation The costs of a work-related injury can be significant. Thankfully, workers’ compensation provides injured workers like you with money to cover a variety of accident-related expenses, including: Medical bills Lost wages for a temporary injury that: temporarily leaves you unable to work forces you to cut your hours or - [Motorcycle Accidents](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/motorcycle-accidents/) - Motorcycle Accident Attorneys Motorcycles are hard to see, especially when they are traveling in a straight line and are not using their lights. Drivers of vehicles and trucks are looking for other large objects, such as other cars and trucks. If they quickly glance in the direction of a motorcycle, and do not look long - [Driver Impairment](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/truck-accidents/driver-impairment/) - Savannah Truck Driver Impairment Lawyers Fight for Fair Compensation Employing Pivotal Evidence to Prove Liability for Truck Accidents Professional drivers are held to a higher standard of care than ordinary motorists. Because it requires far more skill to operate a big rig, the law demands a higher level of alertness. Alcohol, drugs, fatigue, illness and - [Driver Fatigue](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/truck-accidents/driver-fatigue/) - Savannah Truck Accident Attorneys Gather Evidence of Driver Fatigue Lack of Sleep is Often a Key Factor in Truck Driver Negligence There’s an old alertness trick that truck drivers supposedly used to stay awake during long hauls. They’d keep a lit cigarette between their fingers, so that if they drifted off to sleep, it would - [Georgia Insurance Laws](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/car-accidents/georgia-insurance-laws/) - Georgia Car Insurance Laws Georgia is an “at-fault” state for auto accidents. That means that if you were injured in a car crash, there are three ways to seek compensation for your injury-related expenses: Filing a claim directly with the at-fault driver’s insurance provider If your case cannot be settled with the at-fault driver’s insurance - [Filing an Injury Claim](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/car-accidents/filing-an-injury-claim/) - Filing a Car Accident Injury Claim Auto accidents aren’t just frightening and painful—they can also be expensive. If you were hurt in a car crash, you may be facing medical bills you can’t afford—especially if the accident left you unable to work. We can arrange medical care for you, including surgery, orthopedic doctors, MRIs, and - [After the Accident](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/car-accidents/after-the-accident/) - AFTER THE ACCIDENT What To Do After a Car Accident The aftermath of an accident is a confusing, stressful, and frightening time. Whether your accident just occurred or you’re wondering what you should do in the hours, days, or weeks after the crash, the steps you take can impact your recovery and your chances of - [Motor Vehicle Collisions](https://www.owensmulherin.com/cases-we-handle/motor-vehicle-collisions/) - We help victims of auto accidents, truck accidents, motorcycle accidents, bicycle accidents and pedestrian accidents anywhere in Coastal Georgia. - [Construction Injuries](https://www.owensmulherin.com/cases-we-handle/on-the-job-injuries/construction-injuries/) - We help injured construction workers obtain workers’ compensation benefits and personal injury damages for worksite accidents.