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Filing an Injury Claim

Filing an Injury Claim

Auto accidents aren’t just frightening and painful—they can also be expensive. If you were hurt in a car crash, you may be facing medical bills you can’t afford—especially if the accident left you unable to work. We can arrange medical care for you, including surgery, orthopedic doctors, MRIs, and physical therapy, without you paying until we have successfully finished your case.

The legal system gives you the opportunity to file a claim for compensation for your accident-related expenses. That means you can seek money for your current and future medical bills, current and future lost wages, and even the pain and suffering caused by your accident. However, insurance companies are often reluctant to give victims the money they need, and it’s in their financial best interest to reduce or deny claims.

At Owens & Mulherin Injury Lawyers, our Savannah car accident attorneys have helped people like you maximize their chances of getting compensation for their injuries for nearly 20 years. In fact, our attorneys used to work for insurance companies and corporations, so we know how to stay one step ahead of the tactics they use. Get our experience on your side today. Call 912-212-2100 or fill out our online contact form to speak with our 24/7 team.

What Steps Are Involved when Filing an Injury Claim?

While it’s possible to file a claim for compensation without a lawyer, it can be difficult to get a fair settlement—especially if you’re inexperienced in negotiating with the insurance company.

When we take on your injury claim, we’ll complete these steps on your behalf while keeping you up to date on our progress:

  • Gathering and analyzing evidence
    The insurance company and its team of adjusters will be hesitant to give you compensation if the cause of the accident is in dispute. By gathering and analyzing evidence, including medical records, crash debris, photographs, and witness statements, we can work to show that the accident that injured you was caused by someone else’s negligence.
  • Calculating accident-related expenses
    To help determine a fair settlement amount, our team will need to show how the accident affected you financially and emotionally. Our legal team will calculate your or your loved one’s current and future medical bills and lost wages. We believe that it’s not enough for our clients to get the money they need now—we work hard to help them get the money they’ll need for as long as their injuries affect them.
  • Submitting a demand letter to the insurance company
    A demand letter is a summation of all the ways the accident affected your life, including the severity of injuries, the other driver’s negligence, the costs of your medical treatments and lost income, and how much money you deserve. The demand letter is one of the most important parts of the claim process, and an experienced auto accident attorney can ensure yours includes the information necessary to help you get maximum compensation.
  • Negotiating with the insurance company
    Insurance companies frequently offer lowball settlements to auto accident victims—even if they receive comprehensive demand letters and evidence. Our attorneys know that insurance companies are in business to make big profits rather than pay out settlements. We’re not afraid to play hardball. We’ll continue to negotiate on your behalf to make sure you get a fair settlement for all the ways the accident affected your life.

Although many claims settle during the negotiation process, insurance companies often refuse to pay fair settlements, even when they are presented with overwhelming evidence. If that happens, we won’t hesitate to take your claim to court.

Savannah injury lawyers on your side

After an accident, the prospect of filing a claim can be daunting. At Owens & Mulherin, our Savannah car accident attorneys know that you may be hesitant to hire a lawyer to fight on your behalf.

It’s important to remember that insurance companies rarely offer injured victims the amount they deserve for their accident-related expenses. With an attorney, studies show that accident victims typically receive three times the amount of money they would have received if they handled their own cases.

When you get our legal team on your side, we’ll work hard to make sure the insurance company doesn’t ignore the value of your case. Get in touch with us today, and let us begin building your claim. Call 912-212-2100 or complete our online consultation form. The initial consultation is free, and our No Fee Guarantee® means you don’t have to pay us unless we get money for you.

Reviews From Our Clients
  • "I was pregnant and injured in an automobile accident. Mr. Owens, personally, came to the hospital. He told me he would handle everything, I just needed to get healthy for the baby and myself. Mr. Owens did everything he said he would. I highly recommend Owens and Mulherin. Everyone in their office is friendly and informative. You're not just another client with them, they genuinely care." - Lindsay Chadwick

  • "Highly recommend working with this group!! They are very friendly, understanding, caring people and very easy to talk to. They Gave us plenty of time to talk with them. Did not make us feel rushed and explained everything thoroughly. Made the experience the best possible and we had a positive outcome during a tragic time. Thank you to the attorneys and entire staff." - Cindy Shuman

  • "I found Mr. Owens to be very professional and extremely sympathetic towards my needs as a result of my injuries. His experience helped guide me through my case and we ultimately won in the end...settled out of court! Thanks for all your help!" - Diane Calahan

  • "Following an automobile accident I sought representation from Wil Owens. Throughout the process he and his staff were always very kind, informative, and diligent in protecting my rights and interests. I knew my case was minor comparatively speaking, however, they never minimized the importance of my situation or claim. I would highly recommend this local law firm!!Sincerely,Christi (Fry) Vinyard" - Christi Fry

  • "This was my first time having to get an attorney and my experience was great. They make sure you fully understand everything that's going on and make sure the case is settled in your favor. I highly recommend this attorney office if you need one." - Dee James

  • "Absolutely 100% the best law firm around. I was completely blown away by the staff with all their generosity and helpfulness every step of the way. Wilbur Owens is hands down the best attorney I have ever met. He was caring, professional, and helpful in all aspects of my case, from the very begining with all my treatments to the very end with my settlement. He was highly recommend to me and I have heard nothing but great things about him and his firm. They truly are the best around and if ths need were to arise again in the future I will gladly come to the law firm of Owens and Mulherin. Wonderful people and they gave me my life back as well as piece of mind, and for that I am and always will be truly thankful." - Courtney Graves

  • "I had a good experience with Mr. Owens and Ms. Teresa. They were very professional and was on point. It was a long process but it was worth the wait. I would recommend anyone to this lawfirm." - Ashley Robertson

  • "My thanks to Mr. Owens and his crew. After getting injured at work , and not knowing what to do I found them thru a local web search. Everyone in the office was great, Will walked me thru my case and explained how it would go. After everything I would highly recommend this law firm. I can't say enough of Mr. Owens and his staff . Thank you for your help!" - Mark Kalla

  • "I worked with Mr. Ownens and his team for my most recent accident involving 2 uninsured motorists, and I am extremely pleased with the way my case was worked, as well as the outcome. I cannot say anything negative about the law firm whatsoever, but I can tell you that being hit by uninsured vehicles is a nightmare." - Nic Schuman

  • "Loved working with me. Mulherin. Didn’t make me feel rushed or pinned against a wall. He gave me the beat and worse case scenario. Went to bat for me when the insurance company thought they could get away with being cheap. Brooke was amazing to work with to. Always answered calls or emails in a timely manner." - Natasha Campbell

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Wilbur D. Owens Attorney Photo
Wilbur D. Owens
Member

Mr. Owens devotes his practice exclusively to representing plaintiffs in personal injury and wrongful death claims. His primary focus is automobile/tractor-trailer accidents, dog bites, slip/trip and falls, medical malpractice, injuries from dangerous products, job injuries and nursing home abuse. Before joining forces with Mr. Mulherin to open Owens & Mulherin in 2001, Mr. Owens worked…

Joseph A. Mulherin Attorney Photo
Joseph A. Mulherin
Member

Mr. Mulherin represents individuals in personal injury cases. His primary practice areas are automobile accidents, tractor-trailer collisions, medical malpractice claims and workplace injuries. Before forming Owens & Mulherin with Mr. Owens in 2001, Mr. Mulherin practiced at Bouhan, Williams & Levy, LLP, from 1984 - 2000, representing both plaintiffs and defendants in personal injury cases.…

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